
Invoice Discounting and Channel Finance
ISF Limited provides cashflow based working capital financing solutions, relying more on business transactions than just point of time financial statements. Invoice discounting facilities are especially designed for MSMEs to help them avail funds against their sales invoices for a short tenor of 15-90 days depending on the business cashflow cycle.
This infuses short term liquidity Into the business, and since the facility tenor is linked to cash-conversion cycle of the borrowing enterprise, it fits well into the day-to-day operations of the enterprise. Essentially, Invoice-led financing is characterised by multiple high volume / Low value transactions which are executed with the help of digital platform, and can be further strengthened through identified end-use controls.
- Business ID proof (Aadhaar, PAN, COI, GST registration certificate, as applicable)
- Address proof
- Financial statements (if applicable)
- Bank statements
- GST ledger, as applicable
- Other financial documents as per loan requirement
- Copies of invoices to be discounted