MSME Business Loan
ISF Limited offers tailored Micro and MSME Loans to support small businesses in financing their small capex requirement and for meeting working capital needs, thus fuelling their growth in the most suitable manner. Our unsecured loans assist micro-entrepreneurs in business expansion and asset creation.
With an estimated credit gap of INR 42 trillion in the MSME sector—where only 19% of demand is met by formal credit—our solutions, including Micro Business Loans, Micro Loan Against Property (LAP), and Closed Loop Line of Credit, effectively address this need. Our loans feature quick disbursement, minimal documentation, and flexible repayment options for easy access to essential funding.
An MSME loan is an unsecured financial product designed to support Micro, Small, and Medium Enterprises (MSMEs) for business needs. The Loan can be extended as a short-term working capital facility or a medium-term loan for capacity expansion purposes or purchase of fixed assets
MSMEs, proprietors, partnerships, and private limited companies with stable incomes and good credit histories are eligible.
For a working capital Loan, the tenor is up to 1 year. The credit facility is extended as a “line of credit, " renewable every year subject to satisfactory performance. Term Loans usually have a tenor of up to 3 years
- Business ID proof (Aadhaar, PAN, COI, GST registration certificate, as applicable)
- Address proof
- Financial statements (if applicable)
- Bank statements
- GST ledger, as applicable
- Other financial documents as per loan requirement
An MSME loan is an unsecured loan, meaning no collateral is required.
